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Terms of Service

Last Updated: 06/09/2025

Welcome to HK Picks. By using our website [hkpicks.com] (“Site”) and services (“Services”), you agree to the following Terms. Please read them carefully.

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1. About Us

We provide horse racing picks(/Tips) and analysis. Our content is for information and entertainment only — we are not a bookmaker or wagering company, and we do not accept or facilitate bets.

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2. Who Can Use Our Services

By using HK Picks, you confirm that:

  • You are 18 years or older (or the legal age in your area).

  • You will follow these Terms and our Privacy Policy.

  • If you use our Services for someone else (e.g. a business), you’re confirming that you are authorised to do so.

Our Services are intended for users in Australia. If you access HK Picks from outside Australia, you are responsible for compliance with local laws.

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3. Subscriptions & Payments

  • Some of our content requires a paid subscription(/plan).

  • Payments are processed securely through Stripe. We don’t store your full payment details.

  • You must keep your billing details accurate and up to date.

  • Fees are non-refundable, unless required by law or we say otherwise.

  • Your subscription is for your personal use only. You must not share, resell, or transfer access to others.

 
4. Refunds & Cancellations

  • You can cancel your subscription(/plan) at any time.

  • If you cancel part-way through a billing period, we don’t offer partial refunds (unless the law requires it).

 
5. Intellectual Property

Everything on HK Picks — including our picks, articles, graphics, and designs — belongs to us.

  • You can use our content for personal use only.

  • You can’t copy, share, or resell it without our written permission.

 
6. User Responsibilities

When using HK Picks, you agree not to:

  • Provide false information.

  • Break the law or encourage others to do so.

  • Interfere with the Site (e.g. hacking, scraping, reverse-engineering).

  • Use our content for anything fraudulent or misleading.

 
7. Disclaimer & Limitation of Liability

  • HK Picks promotes responsible gambling. Our content should never be considered a guarantee of winnings or a substitute for your own judgment.

  • Our picks and content are advice only. We make no guarantee of accuracy, results, or profits.

  • Gambling carries risk. Any betting you do is your choice and your responsibility. For help, visit www.gamblinghelponline.org.au or www.gambleaware.nsw.gov.au/

  • HK Picks is not responsible for any loss, damage, or costs from using our Site or Services.

  • Nothing here excludes rights you may have under Australian Consumer Law.

 
8. Third-Party Services

  • Our website is hosted by Wix.com, which may collect data as per their policies.

  • Payments are handled by Stripe, under their terms and privacy policy.

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9. Service Availability

We aim to keep HK Picks online and running smoothly, but we don’t guarantee that the Site or Services will always be available, uninterrupted, or error-free.

We may change, suspend, or withdraw any part of the Site (including specific tips, features, or content) at our discretion, without notice.

 
10. Termination

We may suspend or terminate your access to HK Picks at any time, for any reason, including (but not limited to):

  • if you breach these Terms, or

  • if we reasonably believe your use could harm HK Picks, other users, or the Site.

If your account is terminated, sections like Intellectual Property, Disclaimer & Limitation of Liability, will still apply.

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11. Indemnity

You agree to protect and hold HK Picks harmless from any claims, losses, damages, or costs (including legal fees) that result from:

  • Your use of the Site or Services,

  • Your violation of these Terms, or

  • Your misuse of our content in a way that harms others.

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12. Changes to Terms

We may update these Terms from time to time. When we do, we’ll update the “Last updated” date above.
If the changes are significant, we may notify you by email or via a notice on the Site.
By continuing to use our Services, you agree to the new Terms.

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13. Governing Law

These Terms are governed by the laws of New South Wales, Australia. Any disputes will be handled in the courts of New South Wales.

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14. Contact

If you have questions, get in touch:
support@hkpicks.com

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